Checking & Savings Accounts

Do you think all checking accounts are the same?
Do you think there's no difference between a bank and a credit union?

Compare I-REFCU's checking and savings accounts with other financial institutions, look at our rates, and then you'll discover the difference.  At I-REFCU, our earnings are reinvested in our services and returned to our members in the form of better service, lower loan rates and higher dividends.

There are no outside stockholders to pay. That means we can pay higher dividends on our  savings accounts and charge you less interest on loans. An I-REFCU checking or savings account is a great place for your money. And with our automatic payroll deposit option, you'll never waste a moment in a teller line waiting to deposit your paycheck.

I-REFCU Checking Account

  • No minimum balance requirement.
  • There are no monthly fees on your checking or savings accounts at I-R Employees' Federal Credit Union. I-REFCU has no ATM use fees and no minimum checking account balance requirement.
  • Your money is secure.  Each account is insured up to $100,000 by the NCUA.
  • Automatic overdraft protection transfers from your savings account to your checking account, up to six times per month.
  • 24-hour access to your money via the ATM networks.
  • $50.00 opening deposit required.

Wow. Bet you didn't realize we could pack so much power into one checking account!

Contact us for a membership application and open your I-REFCU checking account today.

I-REFCU Savings Account

  • Every member who joins I-REFCU gets a savings account. All you need to start is a $5 deposit.
  • Your money is secure.  Each account is insured up to $100,000 by the NCUA.
  • We also offer Christmas Club savings and Vacation Club savings.
  • We offer IRA's and Certificates of Deposit.
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